India's free step-by-step guide for cyber fraud victims — covering UPI fraud, digital arrest, sextortion, account hacking, Aadhaar KYC theft, fake profiles and more. Select your situation and get a complete action plan in under 5 minutes.
Cyber Fraud Rescue · India
Each card opens a dedicated rescue protocol built specifically for that scam type. You're in the right place.
Unauthorised deduction via UPI (PhonePe / GPay), net banking, credit card, or scanning a QR code.
Video call from fake Police, CBI, Customs, or FedEx claiming drugs in a parcel or legal action against you.
WhatsApp, Instagram, or email taken over. The hacker may have enabled two-factor authentication.
You downloaded AnyDesk, TeamViewer, or QuickSupport to "update KYC" or fix a banking issue.
Blackmail using a nude video call recording. Threats to send the video to your contacts or family.
Aadhaar biometric misuse, PAN card used for fake loans, or SIM swap without your knowledge.
Someone created a fake Instagram or Facebook account using your photos to impersonate or harass you.
Job scams, task scams, lottery fraud, investment fraud, or suspicious activity you can't categorise.
Legal disclaimer: This platform is a documentation assistance tool only. We are not a law firm, government agency, or part of the Indian Police. All complaint drafts are based on BNS 2023 / IT Act formats and are provided as guidance only. We do not guarantee refunds or legal outcomes. For official reporting, visit cybercrime.gov.in or call the National Cyber Crime Helpline at 1930.
India's NPCI 1930 portal can freeze scammer accounts — but only if you report fast. Here's what's still possible at each stage.
No lawyers. No jargon. No sign-up. Just the exact steps you need, built for your specific situation.
Choose from 8 categories above — UPI fraud, digital arrest, sextortion, account hacked, and more. Not sure? Use the guided helper.
Amount lost, method used, time elapsed, bank name. Simple inputs — the wizard builds your action plan in real time as you answer.
Receive a prioritised checklist: 1930 call script, bank complaint letter, FIR draft, cybercrime portal pre-filled form — all ready to use.
Most victims know 1930 exists but freeze up when they actually call. Here's exactly what it is, what happens, and what to say word for word.
"Hello, I am calling to report a cyber fraud. I lost ₹[amount] on [today's date] via [UPI/Net Banking/Card] from my [Bank Name] account. I need this transaction flagged immediately."
Share these with family — especially parents, first-time smartphone users, and anyone who uses UPI. One tip shared can prevent the next scam.
No bank, government body, UPI app or delivery service will ever ask for your OTP over a call or message. If anyone asks, hang up immediately and block the number.
AnyDesk, TeamViewer, QuickSupport — these give scammers complete control of your phone. No legitimate bank or tech support uses them. Refuse any such request instantly.
CBI, ED, police, customs — no government agency arrests you over a video call or demands you stay "locked" on screen. This is 100% a scam script. Hang up and call 1930.
Visit myaadhaar.uidai.gov.in to lock your biometric authentication. This prevents fraudsters from taking loans or opening accounts in your name — takes under 2 minutes.
Part-time job scams, task-based earning schemes, and Telegram "investment" groups all follow the same pattern — small early payouts, then a request to deposit money. Always a scam.
Scammers buy ads so their fake numbers appear first on Google. Never call a helpline found in a search result — always go directly to the bank's official website or use the number on your card.
Most scam victims are approached through someone they trust. One share on WhatsApp can prevent your parents, siblings or friends from becoming the next victim.
Most at risk: seniors unfamiliar with UPI, first-time smartphone users, job-seekers on Telegram/Instagram, and anyone who received an unexpected "prize" or "KYC update" message.
Straight answers to the questions that matter right now — no jargon, no runaround.
Takes under 5 minutes. No sign-up. No data stored. Free forever. Select your scam type above and get your personalised action plan right now.
Reporting quickly improves your chance of freezing funds.
We will help you compile exact details needed for Helpline, Bank and Police report.
Select the method used by the fraudster.
Where was the money deducted from?
Enter the value in Rupees (₹). Must be greater than zero.
This determines how fast you must act.
These help investigators block and trace the criminal.
This is the reference number from your payment SMS or app. Choose which type it is:
123456789012HDFC123456789012 or T2410081234This detail can significantly improve traceability.
Are you sure you want to skip?
Open App → History → Select transaction → UTR / Ref No.
Search SMS for "debited". Reference number is near the end.
Login → Mini statement → open transaction details.
Check call log / WhatsApp / Truecaller history.
We found a saved session on this device.
Read this before proceeding. Scammers often call victims again posing as helpers.
Real officials never call asking for OTP, money, or remote access to help you recover funds. If they do — it is a scam.
No legitimate agency charges upfront for fraud recovery. You will lose more money. Hang up immediately.
Phone threats of arrest are pure scare tactics. Hang up. Block the number. Report to 1930.
Having someone aware helps you stay safe and follow up on complaints.
Secure these before using any banking app. Tap each item when done.
If screen sharing is still running, secure the device first.
While in Airplane Mode, uninstall any remote-control app installed recently:
Use a family member's or friend's phone to dial the number above.
Priority 1: Call National Cyber Crime Helpline.
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Do this immediately after reporting to 1930.
Creates a formal record with the National Cybercrime Reporting Portal. Strongly recommended before approaching your bank or police.
Draft aid only — not legal advice. Take this to your nearest police station and ask them to register a cyber fraud FIR. Fill in the [FILL] sections. The officer will guide you on exact wording and applicable sections.
Save every complaint number here. Without these, follow-up calls are useless.
Deadlines you must not miss. Your legal rights depend on these dates.
File at cybercrime.gov.in. Save acknowledgement number. Save this acknowledgement number — it is your reference for all follow-up with the bank, police, and portal support.
Call your bank. Confirm fraud complaint is registered. Request acknowledgement by SMS or email. If not received, visit the branch.
No written response from bank? Escalate to the bank Nodal Officer in writing. Find contact on the official bank website under "Grievance Redressal".
RBI guidelines set a general expectation for banks to respond; timelines vary by case. If you have not had a resolution after 30 days, escalate to the RBI Banking Ombudsman: cms.rbi.org.in — free, online, no lawyer needed.
For losses above ₹1 lakh: Consumer Forum. Above ₹10 lakh: consult a cyber law attorney. Free legal aid: State Legal Services Authority (SLSA). RBI Ombudsman at cms.rbi.org.in.
Complete record for all follow-up calls. Screenshot or print this now.
You acted fast, reported correctly, and created a full paper trail. That is the most anyone can do in this situation.
The reference numbers you saved are your most important documents. Keep them safe and follow up on the timeline you were given.
Flip your card. The 24/7 fraud hotline is printed on the back.
Alerts sometimes include bank support references.
Help/Support → "Call us" / "Report fraud".
Use only the bank's official app/website or card back.
It Has Worked for Others.
It Can Work for You.
Anonymised outcomes from Indians who used this rescue guide. Names and identifying details are never shared — privacy is everything here.
"I lost ₹48,000 to a fake HDFC customer care call. Used the 1930 script from this guide within 40 minutes. The bank froze the beneficiary account. Got ₹41,000 back in 9 days."
"Fake CBI officers kept me on video call for 6 hours. I was terrified. The Digital Arrest guide told me exactly what to say to end the call. Filed FIR the next morning using the draft."
"I was too ashamed to tell anyone. The guide told me I'm not alone, this is a script they run on thousands of people, and showed me how to report without naming myself publicly. The threats stopped."
"My WhatsApp was taken over and used to ask money from my contacts. The step-by-step recovery guide walked me through Meta's process. Got access back in 2 hours, blocked further damage."
"Found out my Aadhaar was used to open 3 bank accounts I didn't know about. Guide told me exactly which UIDAI form to file and how to lock biometrics. Stopped further misuse same day."
"Installed AnyDesk thinking it was my bank. The guide told me to uninstall immediately, factory-check my device, change every password in a specific order and freeze all cards. Saved ₹1.2 lakh in the account."